1. Both, they use the same currency. However only currency earned ingame is transferable. 2. To a point, 3-6 months or so I suspect. 3. Yes and No. Entry into the system will be for platinum. So a player can get a starter moat, and bridge, and bridge mechanism for platinum. Additional decoration, housing functions (Vendor Re-Location, Vendor Retirement, Courtyard Inspection, Courtyard Cleanup) will be via the CuB Currency (Copper Coins). Note: Don't hold me to this exact process, we are still doing a ton of math to make sure this has long term viability. Easy to run something for 2 weeks, hard to plan for years. 4. Character transfers can be earned via the CuB system, or by donating. However if you wish to avoid donating, or cleaning up britannia. You can buy CuB coins from other players who earn them via the ingame CuB system. This will be the same for ingame name changes, forum name changes, account recovery assistance etc. Other than the CuB reward vendor (which will take coins, deducted from your bank) All other Cub purchases will be made using an account bound wallet. Once coins are deposited into this wallet they are non transferable. They can then be used to upgrade houses you own, or purchase staff services like character transfers, name changes, etc. The goal of the CuB system is to put in place a long term system that will keep the server healthy (item count, save time wise) and financially (hosting costs, advertising). The only concern at the moment would be a player donating a bunch, then deco'ing a house, and then selling said house for gold. Thus transferring donations into ingame currency. This will most likely be handled by not allowing houses to be transferred for a period of time after improvements. That said this is all still in development, and the final system will be detailed soon once we get everything coded. I think we are about 1000 hours into this patch so far.